See your debt-free date — then chase it.

The Debt Payoff Tracker is an Excel file that turns your balances, APRs and minimum payments into a clear plan. Pick the Snowball method for quick wins or the Avalanche method to save the most interest, and it tells you exactly how many months each debt needs.

What’s inside:
– Debt list sheet with space for 8 debts
– Snowball plan — smallest balance first, with payoff months
– Avalanche plan — highest APR first, with payoff months
– Progress sheet with your estimated debt-free date and a chart
– Works in Microsoft Excel and Google Sheets

How it works:
1. Buy and download the file
2. Open it in Excel, or upload to Google Sheets with File → Import
3. Type over the example debts with your own numbers — the plans update on their own

Good to know:
– This is a digital download — nothing will be shipped
– Payoff times are estimates based on standard loan math
– For personal use

Made with care by DownloadNook.

Pairs well with: Ultimate Budget Spreadsheet and Freelance Invoice Template Pack.